Close Menu
News HubNews Hub
  • Home
  • General News
  • Breaking News
  • Trending
  • Business
  • Entertainment
  • Politics
  • Health
  • Celebrities
  • Economy
  • Sports
Trending Now

Breaking: President Ruto Sends A Strong Message To Samia Suluhu Over Ongoing Tanzanian Protests! Watch

October 31, 2025

Kenyans are Begging to be Allowed to Cross Border and Join Tanzanians in the Protests, Watch

October 31, 2025

Opposition Leaders Accuse President Ruto of Relaunching Uhuru’s Projects

October 31, 2025

Kenyans Among Several People Shot as Protests Erupt at Kenya-Tanzania Border

October 31, 2025

Kenyans Criticize Pastor Ezekiel Odero Over Claims He Nearly Boarded Plane That Crashed and Killed 11

October 31, 2025

IG Kanja Sends Plea to Kenyans After a Foreigner Assaults Police

October 30, 2025

US Issues Warning as Protests Erupt in Tanzania

October 30, 2025

Breaking: Police Officer and Civilian Killed in Tanzania Protests

October 30, 2025

Loan Firm Accused of Drugging Boda Boda Riders and Stealing Financed Motorcycles

October 30, 2025

Inside New Laws With 2-Year Jail Terms for Everyday Offenses

October 30, 2025
Facebook X (Twitter) Instagram
Facebook X (Twitter) Instagram
News HubNews Hub
WhatsApp Facebook Advertise With Us
  • Home
  • General News
  • Breaking News
  • Trending
  • Business
  • Entertainment
  • Politics
  • Health
  • Celebrities
  • Economy
  • Sports
News HubNews Hub
Finance

How to Borrow Crypto with No Repayment Until Maturity

Judith MwauraBy Judith MwauraMarch 14, 2025No Comments3 Mins Read
Facebook Twitter Pinterest LinkedIn Tumblr Email
Share
Facebook Twitter LinkedIn Pinterest Email

Cryptocurrency lending has evolved significantly, offering borrowers flexible options to access funds without immediate repayment obligations.

Some platforms now allow users to borrow crypto with no repayment required until maturity, making it an attractive option for long-term investors.

This article explores how this lending model works, its benefits, risks, and the best platforms offering such loans.

Understanding Crypto Loans with Deferred Repayment

Traditional crypto loans require periodic interest payments or principal repayment over time. However, some lending platforms offer loans with deferred repayment, where borrowers settle the debt only at the end of the loan term.

This structure is ideal for those who want to maximize liquidity and hold onto their assets without worrying about short-term payments.

How It Works

  1. Collateral Requirement – Most crypto loans require collateral in the form of cryptocurrency. The borrower deposits crypto assets as security, which remains locked until loan maturity.
  2. Loan Disbursement – Once collateral is secured, the lender disburses the loan amount, usually in stablecoins or fiat currency.
  3. Fixed Loan Term – The borrower agrees to a fixed term, during which no repayments are required.
  4. Maturity and Repayment – At the end of the term, the borrower repays the full amount, including interest, in a lump sum.

Benefits of Deferred-Repayment Crypto Loans

  • Maximized Liquidity – Borrowers can use loan funds without worrying about regular payments.
  • Long-Term Investment Strategy – Ideal for investors expecting asset appreciation over time.
  • No Short-Term Financial Pressure – Helps avoid financial strain caused by frequent loan repayments.

Risks to Consider

  • Collateral Liquidation – If the market value of the collateral drops significantly, lenders may liquidate the assets to cover the loan.
  • High Interest Rates – Some platforms charge higher rates for deferred repayment loans due to increased lender risk.
  • Market Volatility – Fluctuations in crypto prices can impact the final repayment amount.

Best Platforms Offering Crypto Loans with No Repayment Until Maturity

  1. Nexo – Offers crypto-backed loans with flexible repayment options and competitive rates.
  2. Celsius Network – Provides loans with deferred repayment, allowing borrowers to hold assets longer.
  3. YouHodler – Features crypto loans with options for lump-sum repayment at maturity.
  4. Ledn – Specializes in Bitcoin-backed loans with structured maturity-based repayment.
  5. BlockFi – Offers crypto loans with flexible terms and no immediate repayment.

Final Thoughts

Borrowing crypto with no repayment until maturity is a great option for long-term investors seeking liquidity without regular payment obligations.

However, borrowers should assess interest rates, collateral risks, and platform reputation before taking out such loans.

As with any financial decision, thorough research and risk management are crucial to maximizing benefits while minimizing potential losses.

Join Gen z and millennials TaskForce official 2025 WhatsApp Channel To Stay Updated On time the ongoing situation https://whatsapp.com/channel/0029VaWT5gSGufImU8R0DO30

Follow on WhatsApp Follow on Facebook
Share. WhatsApp Facebook Twitter LinkedIn Email Copy Link
Avatar photo
Judith Mwaura
  • Website

Judith Mwaura is a dedicated journalist specializing in current affairs and breaking news. She is passionate about delivering accurate, timely, and well-researched stories on politics, business, and social issues. Her commitment to journalism ensures readers stay informed with engaging and impactful news.

Related Posts

Loan Firm Accused of Drugging Boda Boda Riders and Stealing Financed Motorcycles

October 30, 2025

Breaking: EACC Raids Governor’s Home, Offices in Ksh382 Million Corruption Probe 

October 29, 2025

Breaking: Renowned Banker Dies

October 29, 2025

Kenyan Law Firm Onyango & Tarus Announces Mass Auction of 33 Vehicles, Offers Cheapest Model at KSh 81,000

October 27, 2025

Six Police Stations to Auction Vehicles, Motorcycles and Household Items

October 26, 2025

NYOTA Youth Fund Registration Turns Chaotic after Officials Start Beating Gen Zs With Rungus. WATCH

October 25, 2025
Leave A Reply Cancel Reply

Recent News

Breaking: President Ruto Sends A Strong Message To Samia Suluhu Over Ongoing Tanzanian Protests! Watch

October 31, 2025

Kenyans are Begging to be Allowed to Cross Border and Join Tanzanians in the Protests, Watch

October 31, 2025

Opposition Leaders Accuse President Ruto of Relaunching Uhuru’s Projects

October 31, 2025

Kenyans Among Several People Shot as Protests Erupt at Kenya-Tanzania Border

October 31, 2025

Kenyans Criticize Pastor Ezekiel Odero Over Claims He Nearly Boarded Plane That Crashed and Killed 11

October 31, 2025

IG Kanja Sends Plea to Kenyans After a Foreigner Assaults Police

October 30, 2025

US Issues Warning as Protests Erupt in Tanzania

October 30, 2025

Breaking: Police Officer and Civilian Killed in Tanzania Protests

October 30, 2025

Loan Firm Accused of Drugging Boda Boda Riders and Stealing Financed Motorcycles

October 30, 2025

Inside New Laws With 2-Year Jail Terms for Everyday Offenses

October 30, 2025
Popular News

Best Loan Apps in Kenya (2024)

September 9, 2024

Government Enforces New Mandatory Rules on Youth-Favourite Product

February 19, 2025

Butula Boys Highschool Student was caught with a phone in School and the teachers forced him to destroy it. Watch

August 29, 2024

Did the Chinese Come to Kenya Before the British?

July 18, 2025

Bitcoin Now Accepted as Collateral for Personal Loans

June 9, 2025

Kenyan Fans Break Down Nyayo Stadium Gate to Access Gabon Match

March 23, 2025

State House Announces Massive Auction of Damaged Cars, Carpets, Washing Machines, Cookers & More

May 27, 2025

Tougher Regulations Await Bodabodas After Latest Decision by MPs

May 29, 2025

Loans For Gig Workers

July 21, 2025

Violence Erupts as Kisii MCA’s Clash

May 29, 2024
Facebook X (Twitter) Instagram Pinterest
  • Home
  • General News
  • Trending News
  • Advertise With Us
  • About Us
  • Contact Us
  • Privacy Policy
© 2025 News Hub. Designed by News Hub.

Type above and press Enter to search. Press Esc to cancel.