Author: Judith Mwaura

Refinancing a crypto loan can help you secure better interest rates, reduce your monthly payments, or extend your repayment period. If you’ve taken out a loan using your cryptocurrency as collateral, you may find that market conditions or lender terms have changed, making refinancing a smart financial move. Here’s how to go about it. 1. Understand Why You Want to Refinance Before refinancing, determine your goals. Are you looking to: Knowing your reason will help you choose the right refinancing option. 2. Check Your Current Loan Terms Review your existing loan agreement to understand: This information will help you compare…

Cryptocurrency has revolutionized the financial industry, offering new opportunities for individuals who may not qualify for traditional loans due to poor credit scores. Crypto loan platforms allow borrowers to use their digital assets as collateral, enabling them to secure loans without undergoing extensive credit checks. Below, we explore some of the best crypto loan platforms that cater to low credit score borrowers. 1. Nexo Key Features: Nexo allows borrowers to use various cryptocurrencies, including Bitcoin, Ethereum, and stablecoins, as collateral. It offers instant credit lines and even provides interest on deposited assets. 2. BlockFi Key Features: BlockFi is a well-known…

Building credit is essential for financial stability, but not everyone has access to traditional credit-building methods. If you own cryptocurrency, you can leverage crypto loans to establish or improve your credit score. Here’s how you can use crypto loans to build credit effectively. 1. Understand How Crypto Loans Work Crypto loans allow you to use your digital assets as collateral to borrow cash or stablecoins. These loans are offered by various crypto lending platforms, and unlike traditional loans, they don’t require a credit check. However, they do involve interest rates and loan terms that vary by provider. 2. Choose a…

Gachagua Accuses Ruto of Targeting His Children and Family Former Deputy President Rigathi Gachagua has accused President William Ruto of targeting his family as political tensions between the two continue to escalate. Speaking on Wednesday, February 26, Gachagua claimed that his children and other family members had faced intimidation, threats, and deliberate attacks on their businesses since his impeachment. Addressing journalists from Ukambani, Gachagua revealed that efforts had been made to cripple his children’s businesses as a way of weakening him politically. He alleged that landlords who host their businesses had been pressured and threatened simply because they provided space…

IG Kanja Summoned Over Nairobi County’s Garbage Dumping Incident The Speaker of the National Assembly, Moses Wetangula, has ordered the Committee on Administration and National Security to summon Inspector General of Police Douglas Kanja. The IG is expected to explain why no legal action has been taken against Nairobi County officials who dumped garbage at Stima Plaza, the headquarters of Kenya Power. Speaking during a parliamentary session on Wednesday, Wetangula strongly condemned the act, terming it as criminal behavior that must be dealt with firmly. “We cannot allow this country to descend into lawlessness, where people resolve disputes by sending…

The Court of Appeal is set to deliver a crucial ruling in May regarding the appeals filed against the impeachment of Deputy President Rigathi Gachagua. This decision could have significant political implications for President William Ruto’s administration. According to a statement released by the Judiciary, the highly anticipated ruling is scheduled for May 9. The Court of Appeal will determine the outcome of multiple petitions filed by different parties, each challenging various aspects of the impeachment process and subsequent appointments. The consolidated cases include Civil Appeal No. E829 of 2024 and Civil Appeal No. E022 of 2025. These cases raise…

Former Prime Minister Raila Odinga has expressed his gratitude to the Kenyan government for its support during his campaign for the African Union Commission (AUC) chairperson position. Speaking at the State House in Mombasa, Odinga acknowledged that President William Ruto did not just offer verbal support but also actively contributed to his campaign efforts. “He went beyond words and ensured that the necessary structures were put in place to help with my campaign,” Odinga stated. Now that he is back in the country, the veteran politician assured his supporters that he is not slowing down. He emphasized that while his…

GSU Officer Guarding Foreign President’s Residence Shoots Police Officer in Nairobi A police officer is recovering from injuries after he was shot by a General Service Unit (GSU) officer during a confrontation in Nairobi. According to a police report, the injured officer, a police constable, was on patrol along Gigiri Road with a colleague when they spotted two individuals smoking bhang. Upon questioning them, one of the suspects, who was later identified as a GSU officer, suddenly pulled out a pistol and shot the constable in the right hip. It was later established that the shooter was a GSU officer…

Chaos as Headteacher Storms Class, Assaults Teacher in Nyamira School A teacher from Nyamira County is recovering in the hospital after being brutally attacked by his school’s headteacher inside the classroom. The shocking incident has sparked outrage, with the victim, Vincent Onyancha, calling for action against the school head. Teacher Recounts the Harrowing Attack Onyancha narrated the painful ordeal, explaining that the incident happened after he arrived at school slightly late. Despite going straight to class to begin his lessons, he was confronted by the headteacher, who immediately launched a violent attack. “On Friday, February 21, I reported to work…

Cryptocurrency lending has been evolving rapidly, and 2025 is expected to bring even more significant changes. With the rise of decentralized finance (DeFi), increasing regulatory scrutiny, and growing institutional interest, the landscape of crypto loans is shifting. Here are the key trends to watch in the coming year. 1. Regulatory Clarity and Compliance As governments worldwide continue to shape crypto regulations, 2025 is likely to bring clearer guidelines for crypto lending platforms. Stricter compliance measures may enhance investor confidence and reduce risks associated with unregulated lending. Expect more platforms to register with financial authorities and implement KYC (Know Your Customer)…