Looking for a personal loan that not only gives you the money you need but also rewards you for being responsible? This loan option offers more than just flexible financing—it gives you real benefits for paying on time.
What’s Included in the Offer:
- Flexible Repayment Terms: Choose a repayment period that works for you—up to 8 years to manage your budget with ease.
- Free Life Insurance: You’ll be covered with complimentary life insurance, giving you and your family peace of mind throughout the loan term.
- Loan Amounts: Borrow between 2,000 and 110,000 JOD depending on your financial needs and eligibility.
- Monthly Cashback Reward: Every time you make an on-time payment, you’ll receive monthly cashback as a reward.
- Loan Buyout Option: If you already have a personal loan with another bank, you can transfer your loan to us through our loan buyout program, possibly getting better terms and enjoying our reward system.
Who Can Apply? (Eligibility Criteria)
To apply for this personal loan with rewards, make sure you meet the following requirements:
- Minimum Monthly Salary: You must earn at least 450 JOD per month.
- Age Requirement: Applicants should be between 22 and 65 years old.
These criteria help ensure you can manage the loan comfortably while enjoying its full range of benefits.
How the Monthly Cashback Works:
This personal loan rewards you for being financially disciplined. Here’s how the cashback system operates:
- Earn Rewards: Make your monthly instalment payments on time, and you’ll receive cashback each month.
- Missed Payment Consequences: If you miss a single payment, your cashback will pause for 6 months. However, if you make six on-time payments in a row afterward, you’ll start earning cashback again.
- Multiple Missed Payments: If you miss two payments, your cashback rewards will be permanently stopped.
- Your Earned Cashback Is Safe: Any cashback already earned will remain stored in your vault. Even if your rewards pause or stop, you can still withdraw your previously accumulated cashback.
- Increasing Rewards: If you pay consistently on time, your cashback increases every 6 months for the first two years. After that, the cashback amount becomes fixed at its highest level.
This system encourages consistent, on-time payments and helps you build a positive repayment history while giving something back each month.
Cashback Terms & Conditions:
To get the most out of your loan and its rewards, it’s essential to understand all the terms involved. Please make sure you:
- Read the Terms & Conditions document provided at the branch when you apply. It contains important details about how your cashback and loan work.
- Reach Out for Help: If you have questions or need more information about how the loan or cashback works, feel free to contact our team anytime. We’re here to assist you and ensure you understand everything clearly before committing.
This personal loan doesn’t just help you cover your financial needs—it also rewards you for being financially responsible. Whether you’re consolidating debt, covering an emergency, or making a big purchase, this loan gives you both support and incentive. Apply today and start earning monthly cashback while managing your finances smartly.
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