Author: Judith Mwaura

What is a Loan? A loan is a financial arrangement where one party lends money to another party with the expectation that the borrowed amount, known as the principal, will be repaid over time. Often, the lender adds interest, which is a fee for borrowing the money. This interest is paid alongside the principal, increasing the total amount to be repaid. Loans can be offered as a lump sum or as an open-ended line of credit, where the borrower can use up to a certain limit. Loans come in various forms, such as secured, unsecured, personal, or commercial loans, each…

Student loans can be overwhelming, but you’re not alone, and with a little guidance, they don’t have to be a source of stress. We’re here to help you navigate through the process and make the most of your student loans. Fill Out the FAFSA Every Year Whether or not you think you’re eligible for financial aid, it’s important to fill out the FAFSA (Free Application for Federal Student Aid) every year. This is your first step to discovering what scholarships, grants, and federal aid are available to you. The FAFSA for the 2024-2025 school year will become available in December.…

When your savings and scholarships aren’t enough to cover the costs of higher education, student loans are a practical option to explore. Before taking out loans, it’s important to start by filling out the FAFSA (Free Application for Federal Student Aid), even if you think you won’t qualify for aid. Completing the FAFSA is necessary to determine your eligibility for various types of free financial assistance, such as state and federal grants. Additionally, your FAFSA information helps assess your eligibility for: Schools use the information you provide on the FAFSA to determine whether you’re eligible for grants or loans. Federal…

Mobile loans have gained popularity in Kenya due to their convenience and accessibility. However, like any financial product, they come with their advantages and disadvantages. Below is a breakdown of the pros and cons to help you make an informed decision. Pros of Mobile Loans Cons of Mobile Loans Conclusion Mobile loans provide an easy and fast way to access cash, but it’s important to weigh the pros and cons carefully before borrowing. If you plan to use mobile loans, be sure to read the terms and conditions, understand the interest rates, and borrow only what you can comfortably repay.…

Experts are warning that prices for basic commodities like sugar, coffee, and tea are likely to rise in the near future. This comes after agricultural stakeholders proposed the re-introduction of levies on certain cash crops to help fund a vital government program. Although the government allocated Ksh10 billion for fertilizer subsidies in the current financial year, stakeholders argue that this amount is insufficient to cover the increasing demand. As a result, they are calling for taxes on crops like sugar, coffee, and tea to be reintroduced, with the additional funds being channeled into the fertilizer subsidy program. The main goal…

The United States has finally responded to the recent attacks on the US Embassy, the Kenyan Embassy, and several other foreign embassies in the Democratic Republic of Congo (DRC), a nation currently embroiled in war. Senator Jim Risch, Chairman of the Senate Foreign Relations Committee, issued a statement condemning the attacks, stressing that there will be severe repercussions for any attacks on diplomatic missions. “The violent assaults on the US Embassy in Kinshasa and other embassies today are completely unacceptable,” Risch stated. He further emphasized that the government of the DRC must take immediate action to ensure the safety of…

The government has issued a stern warning to Kenyans following a concerning rise in the use of the title “Dr” by unqualified individuals. On Wednesday, the Kenya Medical Practitioners and Dentists Council (KMPDC) issued a statement highlighting the serious risks posed by people claiming to be medical professionals without the necessary qualifications. Dr. David Kariuki, the CEO of KMPDC, emphasized that this illegal use of the title “Dr” could endanger patients’ lives and is also punishable by law. He explained that individuals who use this title without meeting the required qualifications face severe consequences, including imprisonment of up to five…

Two Secondary Schools Shut Down Due to Declining Enrollment and Poor KCSE Performance Two Secondary Schools in Kiambu County Close Due to Declining Enrollment and Poor Performance Two secondary schools in Kiambu County, Ragia and Kiambogo, have been shut down following a sharp decline in student enrollment in 2025. Additionally, these schools faced poor performance in the 2024 Kenya Certificate of Secondary Education (KCSE) exams, which contributed to the decision to close them. Benjamin Muthengi, the Lari Sub-county education officer, confirmed the closures and shared that some of the school’s buildings, such as classrooms, have been repurposed into storage areas.…

The Kenya National Examination Council (KNEC) has encountered legal hurdles in its plan to introduce a second chance for Kenya Certificate of Secondary Education (KCSE) candidates. On Wednesday, January 29, Nakuru-based doctor Magare Gikenyi filed a petition at the High Court in Kisii, seeking to halt the introduction of the mid-year KCSE exams. In his petition, Dr. Magare argued that the new examination arrangement was unfair to students and compromised the integrity of national exams. He claimed that the mid-year KCSE series would violate students’ rights, stating, “The respondents’ actions go against the international Convention on the Rights of the…

Democratic Republic of Congo (DRC) President Félix Tshisekedi will not attend the virtual emergency summit of East African Community (EAC) leaders, which was organized to address the ongoing conflict in his country. The meeting, called by Kenya’s President William Ruto in his capacity as the current EAC chair, was meant to facilitate high-level discussions between Tshisekedi and Rwandan President Paul Kagame. The goal was to find a lasting solution to the escalating war in eastern DRC. However, Tshisekedi has opted out, effectively snubbing the summit. Presidential spokesperson Tina Salama confirmed that Tshisekedi would not be attending, citing scheduling conflicts. His…