Author: Journalist Benedict
In the fast-growing world of decentralized finance (DeFi), yield farming and optimization strategies have become essential tools for institutional liquidity providers (LPs). These strategies are designed to help institutions make the most out of DeFi lending and borrowing by carefully selecting where to put their assets and maximizing returns through smart, calculated moves. Making the Most of Institutional DeFi Portfolios For institutions investing in DeFi, yield optimization is not just a bonus—it’s a necessity. These strategies are all about using data-driven decisions to allocate funds across different DeFi platforms, with the goal of earning the highest possible returns. When done…
The combination of blockchain technology and real-world assets (RWAs) is starting to significantly change how traditional finance works. Two powerful trends—tokenizing real-world assets and using cryptocurrencies to back loans—are reshaping how people and businesses invest in and manage assets like property. These new approaches are helping to increase liquidity (how easily assets can be converted to cash) and improve access to investment opportunities for a wider range of people. The Growth of Real-World Asset (RWA) Tokenization Real-world asset tokenization means turning a physical or financial asset—such as property, gold, stocks, or bonds—into digital tokens that live on a blockchain. Each…
On-chain credit is a blockchain-based system that allows lending and borrowing to happen in a decentralized, permissionless, and borderless way. It removes the need for banks or middlemen and helps people who can’t access traditional credit services, like the unbanked, underbanked, or those with no formal credit history. Unlike traditional loans that usually require collateral or credit scores from central agencies, on-chain credit can issue loans based on someone’s income, on-chain behavior, and digital reputation. This opens up a new way to borrow and lend that’s more flexible and inclusive. In fact, the market for tokenized private credit grew by…
The decentralized finance (DeFi) industry is growing quickly, fueled by ongoing innovation and the drive to make financial tools more open, efficient, and accessible to everyone. At the core of this financial revolution are lending and borrowing protocols. Now, with the introduction of cross-chain technology and real-world assets (RWAs), the next big step is clear—creating lending ecosystems that work across multiple blockchains and use real, tangible assets. That’s why Landshare has joined forces with Defactor to help shape the future of cross-chain lending. Why Lending and Borrowing Are Vital in DeFi Lending in DeFi lets users put their idle digital…
Explore how flash loan attacks expose hidden risks in decentralized finance, compromise blockchain security, and lead to massive crypto losses. 1. Introduction to Flash Loan Attacks 1.1 What Are Flash Loan Attacks? Flash loan attacks are one of the most serious security threats in the world of decentralized finance (DeFi). These attacks take advantage of weaknesses in DeFi protocols and can cause major losses for users, platforms, and liquidity providers. But what is a flash loan? A flash loan is a special type of loan in DeFi that doesn’t need any collateral. Traditional loans require you to offer something of…
Over-collateralization (OC) is when someone provides more collateral than necessary to secure a loan or financial obligation. The idea is to offer extra protection to the lender or investor in case the borrower fails to repay. For instance, a business owner applying for a loan might offer property, vehicles, or equipment valued at 10% to 20% more than the loan amount. Companies that issue bonds or structured financial products may also use over-collateralization to make their offerings more attractive and less risky for potential investors. Key Points to Remember How Over-Collateralization Works Over-collateralization is mostly used in the securitization process.…
What Is Bitcoin Halving? Bitcoin halving is a major event that happens roughly every four years. It cuts the reward that miners get for creating new Bitcoin blocks by 50%. This means fewer new bitcoins are released into the market, which increases scarcity. And when something becomes more scarce, its price can go up—if demand stays the same. Bitcoin runs on a blockchain, which is a kind of digital ledger. Every time a new block of transactions is added to this ledger, miners compete to solve a complex math problem. The first one to solve it gets to add the…
Your Complete Guide to Thriving in the Booming E-commerce Industry (2025) Introduction: Kenya’s Booming Digital MarketplaceKenya’s e-commerce industry is experiencing tremendous growth. Today, anyone with internet access and the right products can sell to customers across the country—right from their home. This is the power of online selling. It has transformed the way Kenyans shop. People now go online to compare prices, read reviews, and search for better deals before making a purchase. Think about it—how often do you buy something without checking online first?This shift in behavior has opened massive opportunities for sellers. Whether you’re an experienced entrepreneur or…
Finding a new and promising cryptocurrency to invest in—beyond well-known ones like Bitcoin or Ethereum—can be a bit challenging, especially if you’re still learning how the crypto world works. Investing in digital currencies is very different from investing in stocks or traditional assets. It requires knowing where to look for trustworthy information, staying updated, and being able to analyze data to decide whether a coin has real potential. Here’s a complete guide on how you can identify and research new cryptocurrencies worth investing in. Key Points to Keep in Mind Where to Look for New Cryptocurrency Projects Before diving into…
Tensions flared into full-blown chaos at the Machakos County Assembly after a heated disagreement among Members of County Assembly (MCAs) led to a violent physical confrontation over proposed changes in the assembly’s leadership structure. The dramatic scenes unfolded during a session where fists and kicks were thrown freely among lawmakers, following a bitter standoff triggered by alleged efforts to reshuffle key leadership roles—particularly on the minority side of the house. According to reports, the chaos began shortly after the Speaker of the County Assembly formally announced leadership changes said to have been initiated by the Wiper Democratic Movement. The Speaker…