Author: Judith Mwaura

Traders Get Relief as Governor Cuts Business License and Inspection Fees Small-scale traders in Kiambu County can now breathe a sigh of relief after the county government significantly reduced business license fees. This move comes as a response to the tough economic conditions many traders are facing. Governor Kimani Wamatangi has introduced a major change that will benefit small businesses—traders will now only need to apply for a single business permit, which will cover multiple licensing fees. According to Susan Gatwiri, the County Executive Committee Member for Trade and Industry, this new approach will ease the financial burden on traders…

Alfred Mutua’s Allies Reject Calls to Merge with UDA Tensions between Alfred Mutua’s Maendeleo Chap Chap Party and President William Ruto’s United Democratic Alliance (UDA) have surfaced once again, with some members openly rejecting any possibility of a merger. A section of Members of County Assembly (MCAs) has strongly opposed the idea, dismissing claims that Mutua’s party is considering folding into UDA to gain more political influence, particularly in the Ukambani region. Speaking on the matter, Minority Leader Judas Mbili Ndawa made it clear that Maendeleo Chap Chap remains an independent party with a strong presence. “Maendeleo Chap Chap is…

The National Government has introduced a compensation program to assist families in Baringo who lost their loved ones and livestock due to banditry attacks. The initiative is being implemented in three phases. The first phase focuses on compensating communities that lost family members and livestock. The second phase is dedicated to assisting those who suffered injuries and lost their properties during the attacks. The third and final phase will cater to individuals who lost livestock but were not physically harmed or killed. Baringo North MP Joseph Makilap explained that the program aims to help victims rebuild their lives, even though…

A strong stench of rotting waste lingers in the air above the vast Dandora dumpsite in Nairobi. A steady stream of worn-out trucks, overloaded with garbage, rumbles in and out, adding to the chaos of the scene. Among the first to welcome newcomers is a flock of marabou storks, scavenging alongside human beings in a desperate struggle for survival. We are here to meet Andrew—a young man who claims to have been born in the United States, a land known for its wealth and opportunities, yet now spends his days rummaging through heaps of waste at the dumpsite. Dressed in…

The Commodity Futures Trading Commission (CFTC) strongly advises anyone interested in forex trading to conduct thorough research before depositing money or sharing personal information with any forex dealer. This research should include verifying whether the dealer and its employees are officially registered with the CFTC. Additionally, traders should check the dealer’s disciplinary history through the National Futures Association (NFA). Recently, the CFTC has observed a significant rise in complaints from traders who invested large sums with unregistered offshore forex dealers. Many of these traders were introduced to the dealers through social media interactions or recommendations from friends. Unfortunately, when they…

No matter what your opinion is about the statement I’m about to make, it holds true. If you read this lesson all the way through, you’ll understand why. The wealthy and successful individuals in our world—whether they are business tycoons, professional athletes, movie stars, or top executives—have genuinely earned the success and financial freedom they enjoy. In almost every case, they work harder and smarter than 99% of the population. They put in the hours, take calculated risks, invest their time, energy, and money, and constantly strive to improve their skills. They do what most people won’t do. They are…

From my experience, the most effective and fastest way to make money in trading is by adopting a low-frequency, hands-off approach. If you’ve been following me for a while, you may already be familiar with this concept. However, in today’s lesson, I want to take it a step further and explain why it is beneficial to view trading as something you do on the side rather than relying on it as your sole source of income. A smart trader should aim for a minimalist trading strategy—one that involves taking fewer trades but with a strong conviction. This method, often referred…

Kenya is leading the way in mobile banking and digital financial services, thanks to its widespread mobile phone use and innovative solutions. Mobile loan apps have dramatically transformed how Kenyans access credit by offering fast, convenient, and collateral-free loans. Here’s a detailed look at some of the top mobile loan apps in Kenya, highlighting their features, benefits, and how they contribute to the financial landscape: 1. M-Pesa (M-Shwari and Fuliza) M-Pesa, in partnership with NCBA Bank, offers two essential services: M-Shwari and Fuliza. Benefits: Explore M-Shwari and Fuliza today. 2. Tala Tala is a mobile lending pioneer, particularly aimed at…

In Kenya, mobile loan apps have become an essential tool for accessing large loans. With so many options available, it can be overwhelming to choose the right app that offers the loan amounts you need. If you’re looking to secure a significant loan quickly, here’s a guide to the top four trusted loan apps that can help you get KES 100,000 or more. For many Kenyans, a loan of KES 100,000 is a substantial amount, especially when borrowing from a digital lender. Below are four reliable loan apps that can help you access larger amounts with ease and efficiency. Branch…

The Ministry of Education’s Cabinet Secretary, Julius Ogamba, has announced that the government is working on a new and improved funding model for students in higher learning institutions. Ogamba stated that the new model is set to be implemented in September, coinciding with the admission of the 2024 Form Four KCSE class into universities, colleges, and TVET institutions. The Cabinet Secretary shared that a special committee, appointed by the President in September 2024, has already submitted its preliminary report. This report suggests changes to the university funding model that was introduced in 2023, which had been fraught with challenges. The…