Author: Editor
Editor
is a dedicated journalist specializing in current affairs and breaking news. She is passionate about delivering accurate, timely, and well-researched stories on politics, business, and social issues. Her commitment to journalism ensures readers stay informed with engaging and impactful news.
The combination of blockchain technology and real-world assets (RWAs) is starting to significantly change how traditional finance works. Two powerful trends—tokenizing real-world assets and using cryptocurrencies to back loans—are reshaping how people and businesses invest in and manage assets like property. These new approaches are helping to increase liquidity (how easily assets can be converted to cash) and improve access to investment opportunities for a wider range of people. The Growth of Real-World Asset (RWA) Tokenization Real-world asset tokenization means turning a physical or financial asset—such as property, gold, stocks, or bonds—into digital tokens that live on a blockchain. Each…
The decentralized finance (DeFi) industry is growing quickly, fueled by ongoing innovation and the drive to make financial tools more open, efficient, and accessible to everyone. At the core of this financial revolution are lending and borrowing protocols. Now, with the introduction of cross-chain technology and real-world assets (RWAs), the next big step is clear—creating lending ecosystems that work across multiple blockchains and use real, tangible assets. That’s why Landshare has joined forces with Defactor to help shape the future of cross-chain lending. Why Lending and Borrowing Are Vital in DeFi Lending in DeFi lets users put their idle digital…
The Cabinet Secretary for the National Treasury and Economic Planning, John Mbadi, is set to deliver the 2025/2026 National Budget before the National Assembly today, Thursday, June 12. This marks Mbadi’s first-ever Budget reading since his appointment, with the national budget projected at Ksh4.23 trillion. During his address, Mbadi is expected to outline how the government intends to generate revenue and how it plans to spend it over the next financial year. In the weeks leading up to this big day, CS Mbadi repeatedly expressed both his confidence and determination to tackle the complex challenge of managing Kenya’s high public…
Over-collateralization (OC) is when someone provides more collateral than necessary to secure a loan or financial obligation. The idea is to offer extra protection to the lender or investor in case the borrower fails to repay. For instance, a business owner applying for a loan might offer property, vehicles, or equipment valued at 10% to 20% more than the loan amount. Companies that issue bonds or structured financial products may also use over-collateralization to make their offerings more attractive and less risky for potential investors. Key Points to Remember How Over-Collateralization Works Over-collateralization is mostly used in the securitization process.…
On Thursday, June 12, chaos broke out in the heart of Nairobi as hundreds of angry youth flooded the Central Business District (CBD) demanding justice for influencer Albert Ojwang, who died under suspicious circumstances while in police custody. The protestors also called for the immediate resignation of Deputy Inspector General of Police, Eliud Lagat, accusing him of failing to act on police brutality. The demonstration disrupted normal activities in the city centre as Kenyans braced for the reading of the 2025/2026 National Budget by Treasury Cabinet Secretary John Mbadi. The tension was high, with key government offices and roads being…
In recent years, crypto lending platforms have grown rapidly. These platforms allow users to borrow or lend digital assets like Bitcoin, Ethereum, and stablecoins. However, this space also comes with unique financial risks. To handle these risks effectively, many platforms use algorithmic risk management models. These models rely on advanced mathematics, computer algorithms, and real-time data to make smart decisions and protect both borrowers and lenders. Let’s explore what these models are, how they work, and why they’re so important in crypto lending. What Are Algorithmic Risk Management Models? Algorithmic risk management models are systems that use algorithms to assess,…
Introduction AI-powered stablecoins represent a major innovation in the world of cryptocurrencies. By combining artificial intelligence (AI) with stablecoin development, businesses can unlock more reliable and intelligent tools for managing digital assets. These advanced algorithms help improve price stability, scalability, and compliance with global regulations. As a result, stablecoins enhanced by AI have the potential to transform financial transactions and business operations worldwide. Business Use Cases of AI Algorithm-Based Stablecoins 1. Cross-Border Payments Stablecoins driven by AI are highly effective for international payments. They maintain a consistent value, helping businesses avoid losses from fluctuating exchange rates. AI also helps reduce…
In today’s fast-evolving digital economy, small businesses are finding new and innovative ways to access funding. One emerging solution? Crypto loans—especially those backed by Ethereum. These decentralized financial tools are unlocking new doors for startups that might otherwise struggle to secure traditional financing. What Are Crypto Loans? Crypto loans are financial services offered through decentralized finance (DeFi) platforms. Instead of borrowing from a traditional bank, borrowers use their cryptocurrency—like Ethereum (ETH)—as collateral to secure a loan, usually in stablecoins like USDC or USDT. This process is facilitated by smart contracts and typically doesn’t require credit checks or lengthy application processes.…
Crypto lending platforms have opened up a world of financial opportunities for both lenders and borrowers. However, one of the most critical risks borrowers face is loan liquidation. This occurs when the value of a borrower’s collateral falls below a certain threshold, prompting the platform to sell it off automatically. Understanding this risk and knowing how to stay protected is vital for anyone participating in decentralized finance (DeFi) or centralized crypto lending. What Is Loan Liquidation in Crypto Lending? Loan liquidation happens when the collateral securing a loan decreases in value to the point where it no longer adequately backs…
Cryptocurrencies are now seen as an important type of investment. Like traditional financial assets, they can be loaned out, borrowed, or used as collateral to get loans. Crypto lending offers attractive interest rates, provides quick access to funds, and allows users to earn passive income without having to sell their digital assets. However, the recent collapses of major crypto lending platforms like BlockFi and Celsius have made many investors nervous about getting involved in this space. Related Content: How to Refinance Your Celsius Loan These concerns are valid. Lending in the crypto world does come with risks. But it’s also…