Author: Editor

The world of cryptocurrency lending has grown rapidly, giving users access to fast loans without the need for traditional banks. However, as more people use crypto platforms, the networks can become slow and expensive. That’s where Layer 2 networks come in — they are designed to fix these problems by improving transaction speed and reducing costs. What Are Layer 2 Networks? Layer 2 networks are solutions built on top of a blockchain like Ethereum. While the main blockchain (Layer 1) handles core security and decentralization, Layer 2 is designed to handle more transactions faster and cheaper. These networks use smart…

President William Ruto has issued firm orders for the immediate withdrawal of police officers who had been deployed to a disputed piece of land in Baba Dogo, Nairobi. The directive was made on Thursday during the official launch of the Climate WorkX: Rehabilitating the Nairobi River initiative. While addressing the gathering, the President instructed the Inspector General of Police, Douglas Kanja, and Nairobi Regional Commander, George Seda, to ensure that all officers vacate the land without any delay. “I have been informed that police officers are currently stationed on that land. I want to make it clear that they must…

The Kenyan government has introduced a new loan program that specifically targets students taking forestry courses. This move is aimed at supporting learners who are studying to help protect the country’s forests and environment. The announcement was made on Thursday, July 17, after the Kenya Forest Service (KFS) signed a service agreement with the Higher Education Loans Board (HELB). The agreement officially launched the Kenya Forestry College Student Funding Scheme (KFC-SF), which will provide loans and bursaries to students studying at the Kenya Forestry College (KFC). The signing ceremony took place at the KFS headquarters in Karura. KFS representative Clement…

Investigations are underway following the shocking discovery of a police officer’s body that was found dumped by the roadside in Rarieda, Siaya County. The incident, which has left both locals and law enforcement officers disturbed, is being treated as a possible homicide. According to an official police report obtained by Newshub.co.ke, the lifeless body of the constable was found early Thursday morning along the Ndori–Luanda Kotieno road, close to Rarieda Secondary School. What has puzzled investigators is that the officer’s body was discovered just about two kilometres away from the police station where he was assigned. The grim discovery was…

As more Kenyans search for ways to grow their money beyond the traditional bank accounts, SACCOs (Savings and Credit Cooperative Organizations) and Money Market Funds (MMFs) have become increasingly popular. These two options provide alternative financial avenues, but how do you choose the one that works best for you? To better understand these investment options, Newshub.co.ke interviewed Jeremiah Odera, a seasoned financial expert with over eight years of experience in banking, SACCOs, and MMFs. His insights offer a deeper understanding of how each platform works and how they can help you reach your financial goals. Understanding the Basics SACCOs are…

Kenya is in mourning following the death of Phoebe Muga Asiyo, a legendary figure in the fight for women’s rights and a former Member of Parliament. She was widely known for her leadership in the Maendeleo ya Wanawake organization and her role in shaping gender equality efforts in Kenya. Her family released a heartfelt statement announcing her peaceful passing in her sleep while in North Carolina, United States. “With deep sadness, the Asiyo family announces the passing of our beloved mother, Hon. Dr. Phoebe Muga Asiyo. Her warmth, guidance, and unconditional love will be missed by all who had the…

Another tragic incident has occurred at Kenyatta National Hospital (KNH), where a male patient was reportedly murdered inside one of the hospital’s wards. This marks the second time this year that a patient has died under suspicious circumstances at Kenya’s largest referral hospital, triggering renewed fears over the safety of patients in the facility. According to information from the authorities, the latest victim was a 52-year-old man who was found dead in his hospital bed at Ward Seven. Witnesses revealed that the deceased patient had a physical disability. Security teams, led by detectives from the Directorate of Criminal Investigations (DCI),…

President William Ruto’s Senior Advisor on Constitutional Affairs, Makau Mutua, has stirred controversy after urging the government to completely ban boda bodas from all major towns and cities in Kenya. In a strongly worded statement released on Thursday, July 17, Mutua said the widespread presence of boda bodas is responsible for much of the disorder witnessed in urban areas. According to him, these motorcycles have turned cities into chaotic zones, harming both their appearance and order. “I strongly believe that all boda bodas should be completely removed from the streets of Kenya’s major cities and towns. No modern or progressive…

Collateralization in decentralized finance (DeFi) refers to securing a loan with assets, giving lenders protection if the borrower fails to repay. One of the most important metrics in this process is the collateralization ratio, which plays a key role in determining how much collateral a borrower must provide, as well as the risk level for both the lender and borrower. What Is a Collateralization Ratio? The collateralization ratio, also called the collateral-to-loan ratio, is the comparison between the value of the collateral and the amount borrowed. It shows how much collateral is required to secure a loan. For example, if…

Introduction Decentralized Finance (DeFi) has revolutionized the financial industry by offering borderless, trustless, and transparent financial services. One of the most critical components of DeFi lending protocols is the Loan-to-Value (LTV) ratio, which determines how much users can borrow against their collateral. Traditionally, LTV adjustments in DeFi are rule-based and static. However, with the rise of Artificial Intelligence (AI), there’s a growing shift toward dynamic, AI-powered LTV adjustments that bring flexibility, precision, and enhanced risk management to decentralized lending. This article explores how AI is transforming LTV mechanisms in DeFi, the benefits it offers, and the challenges it must overcome.…