Author: Editor

The cryptocurrency space is constantly growing and changing. It’s no longer just about buying and selling digital coins. One of the most interesting and practical innovations in recent years is the rise of crypto loans, also known as cryptocurrency-backed loans. In simple terms, a crypto loan allows you to borrow traditional money (like USD, EUR) or stablecoins (such as USDC or USDT) by using your cryptocurrency holdings as collateral. This is similar to how banks use assets like cars or homes to secure regular loans. This kind of loan gives people more financial freedom and lets them make use of…

TourismX Unveils 2025 Rankings of Nairobi Hotels With the Strongest Facebook Presence TourismX, a respected tourism analytics firm based in South Africa, has officially released its first-ever Facebook social media index, showcasing the top-performing hotels in Nairobi when it comes to digital engagement, audience interaction, and online influence. The index covered the period from January to May 2025 and highlighted which hotels are winning big in the world of social media. In today’s fast-paced, digital-driven world, a hotel’s success is no longer measured solely by how good its rooms, meals, or services are — but also by how well it…

Government Spokesperson Isaac Mwaura has strongly denied claims that his office has been allocated a budget of Ksh36 billion, calling the reports completely false and misleading. Speaking during a media briefing, Mwaura addressed the issue that stemmed from a recent radio interview on Spice FM, where a representative from a non-governmental organisation (NGO) focused on public accountability alleged that the Government Spokesperson’s Office was set to receive Ksh36 billion in the upcoming financial year. However, the NGO later corrected their statement, clarifying that the figure should have been Ksh38 million, not Ksh36 billion. Despite the clarification, Mwaura took issue with…

DFAT Issues Fresh Travel Advisory Over Rising Threats of Terrorism and Crime The Australian Government has issued a new travel advisory urging its citizens to be extra cautious when visiting Kenya, citing growing security risks in the country. The notice, published on Friday, June 6, comes from the Department of Foreign Affairs and Trade (DFAT) and reflects concerns over the ongoing instability in certain regions, frequent public protests, and a rising threat of terrorism and criminal activity. In the updated alert, DFAT cautioned Australians to exercise a high degree of caution throughout Kenya due to the possibility of terrorist attacks…

Engineer and Academic Leader Remembered for His Contributions to Education and Community Development John Thoya Maitha, the son of the late former Cabinet Minister Karisa Maitha, has passed away. His death has been met with grief and tributes from top leaders, especially from Kenya’s Coast region, who remembered him not only as a distinguished academic but also as a passionate community servant. Thoya, who was a trained engineer, held a significant position at the Technical University of Mombasa (TUM), where he worked as a senior lecturer. He also served as the Deputy Director at the university’s Renewable Energy and Climate…

Senior Economic Advisor at State House, Moses Kuria, has raised serious concerns over widespread allegations of corruption in the recent Kenya Prisons Service recruitment, claiming that some candidates had to pay bribes as high as Ksh500,000 to secure jobs. The recruitment, which was conducted on April 30, aimed to bring in new cadet officers, technicians, artisans, and prison constables to strengthen Kenya’s correctional services. Both male and female applicants aged between 18 and 30 years were invited to apply, and many hopeful young Kenyans turned out in large numbers for the chance to join the service. However, Kuria has now…

What Is the Loan-to-Value (LTV) Ratio? The Loan-to-Value (LTV) ratio is a financial metric used by lenders to assess the risk of lending money for a mortgage or property loan. It compares the loan amount to the appraised value of the property. A higher LTV means the borrower is financing more of the purchase, which signals greater risk to the lender. Lenders generally see lower LTV ratios as less risky, offering better interest rates to borrowers with low LTVs. In contrast, high LTVs may lead to higher interest rates and mandatory private mortgage insurance (PMI). Key Takeaways How to Calculate…

Crypto loans are becoming a smart way to get money without selling your digital assets like Bitcoin or Ethereum. But before you borrow, you need to decide: should you choose a fixed rate or a flexible rate? Let’s break it down in simple terms, and also look at why more people today are borrowing against crypto, with real-life examples and tips. What Is a Crypto Loan? A crypto loan is a type of loan where you offer your cryptocurrency as collateral (security). In return, you get money—either in cash, stablecoins like USDT, or even in crypto. Here’s how it works:…

The simple answer is money — specifically, currencies from around the world. Forex trading can seem a bit confusing at first because you’re not actually buying a physical item. So, let’s use a simple (though not perfect) comparison to help understand it better. Imagine buying a currency like buying a share in a country. It’s similar to how you might buy shares in a company — you’re investing in that company’s future. In the same way, when you buy a country’s currency, you’re investing in the health and performance of that country’s economy. The value of a currency usually reflects…

Forex, short for “foreign exchange,” is the world’s largest financial market where people trade currencies. In simple terms, it’s a global marketplace where you can buy one currency and sell another. If you believe that one currency will become stronger than another and you’re right, you can make a profit. Let’s break it down with a relatable example. Before the COVID-19 pandemic disrupted travel, many people used to fly to different countries for vacations, work, or business. Imagine you were one of them. If you’ve ever traveled abroad, you’ve probably seen a currency exchange booth at the airport. You’d walk…